Product Knowledge (Loan Protection)
A Pre-Existing Condition is any illness, disease, bodily injury, condition or symptom (regardless of whether or not a Diagnosis has been made) for which a c...
Tue, 3 Nov, 2020 at 4:25 PM
Each claim is reviewed on a case by case basis based on its own individual merit.
Tue, 3 Nov, 2020 at 4:21 PM
Consideration for benefit payments are made on all claims; however, each claim is reviewed on its own individual merit and decisions are made based on the i...
Tue, 3 Nov, 2020 at 4:21 PM
Each claim is reviewed on its own individual merit. There are no set requirements for Doctor appointments.
Tue, 3 Nov, 2020 at 4:19 PM
No. If this happens, the Elimination Period shown on their insurance enrollment will not apply for the claim recurrence. The payment will be considered fro...
Mon, 9 Nov, 2020 at 8:18 AM
For a same or related disability, a customer would need to work 6 months and one day from the last claim paid to date, for it not to be considered a recurri...
Tue, 3 Nov, 2020 at 8:45 PM
A Recurring Disability means if a customer's Total Disability recurs within six months after they recover from the same or related Total Disability, we ...
Tue, 3 Nov, 2020 at 4:12 PM
The customer is responsible to make their regular loan or lease payments during the 30 day non-retroactive elimination period and while the claim is under r...
Tue, 3 Nov, 2020 at 7:28 PM
As long as the client is living in Canada for at least 6 months out of the year, they would be eligible to take the insurance.
Tue, 3 Nov, 2020 at 4:02 PM
The maximum age is 71.
Tue, 3 Nov, 2020 at 3:57 PM