Product Knowledge (Loan Protection)
The insured monthly payment includes taxes. For a list of all loan amount inclusions, click here.
Fri, 6 Nov, 2020 at 5:19 PM
In order to know if we cover the entirety of the client's lien, we must compare the Loan Amount (under Loan Information) with Insured Loan Amount (under...
Mon, 2 Nov, 2020 at 7:55 PM
In order to select Critical Illness coverage under a Carefree plan, please ensure that Life insurance has been selected and that you answered correctly the ...
Wed, 4 Nov, 2020 at 6:08 PM
The amount that should be entered here is the total amount of the loan from your DMS — including accessories, delivery fees, taxes and the cost of other war...
Mon, 2 Nov, 2020 at 7:57 PM
You may be seeing this error message because you included the loan protection premium to your loan amount. The amount that should be entered here is the...
Fri, 6 Nov, 2020 at 11:08 AM
If a customer has been diagnosed with cancer within 90 days following the contract purchase date, a critical illness benefit will not be covered.
Thu, 29 Oct, 2020 at 1:11 PM
No, Critical Illness is only eligible to purchase on the Carefree plans. Additionally, Critical Illness coverage cannot be purchased as a stand-alone p...
Thu, 29 Oct, 2020 at 1:12 PM
The waiting period is 6 months.
Thu, 29 Oct, 2020 at 1:12 PM
If your customer’s Total Disability recurs within a certain ‘period’ after they recover from the same disability or related disability, they will not be sub...
Thu, 29 Oct, 2020 at 1:12 PM
No, customers do not need to be working to qualify for life insurance.
Thu, 29 Oct, 2020 at 1:16 PM